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Free 2026 Paycheck, Salary & Cost-of-Living Calculator

PayGauge helps you estimate take-home pay, compare salaries, and understand federal and state taxes across all 50 states. Use our free browser-based calculators with updated 2026 IRS brackets and FICA rates.

Estimate your net pay with current tax information

Calculate gross pay, federal income tax, state income tax, Social Security, Medicare, and common pre-tax deductions. PayGauge calculations run in your browser, so salary and payroll details are not sent to a server.

Read our tax and payroll guides or browse all calculators and state pages.

2027 Paycheck Calculator FAQs

What tax year does this calculator use?

PayGauge uses the published 2027 federal income-tax brackets, 2027 standard deductions, and the 2027 Social Security wage base where applicable. State rules may vary and should be verified with the relevant state tax authority.

What are the 2027 standard deductions?

For 2027, the federal standard deduction is $16,600 for single filers and married people filing separately, $24,925 for heads of household, and $33,200 for married couples filing jointly.

What is the 2027 Social Security wage base?

The 2027 Social Security wage base is $192,300. The employee Social Security rate remains 6.2%; Medicare remains 1.45% with no wage-base limit.

Why can my paycheck differ from the estimate?

Actual paychecks can differ because of W-4 entries, benefits, retirement contributions, bonuses, local taxes, multiple jobs, payroll timing, and state-specific rules. Use the estimate for planning and verify important details with your payroll department.